1.1PTS 3.45Ekaṁ samayaṁ bhagavā sāvatthiyaṁ viharati jetavane anāthapiṇḍikassa ārāme.At one time the Buddha was staying near Sāvatthī in Jeta’s Grove, Anāthapiṇḍika’s monastery.1.2Atha kho anāthapiṇḍiko gahapati yena bhagavā tenupasaṅkami; upasaṅkamitvā bhagavantaṁ abhivādetvā ekamantaṁ nisīdi. Ekamantaṁ nisinnaṁ kho anāthapiṇḍikaṁ gahapatiṁ bhagavā etadavoca:Then the householder Anāthapiṇḍika went up to the Buddha, bowed, and sat down to one side. The Buddha said to him:

1.3“pañcime, gahapati, bhogānaṁ ādiyā.“Householder, there are these five reasons to get rich.1.4Katame pañca?What five?

1.5Idha, gahapati, ariyasāvako uṭṭhānavīriyādhigatehi bhogehi bāhābalaparicitehi sedāvakkhittehi dhammikehi dhammaladdhehi attānaṁ sukheti pīṇeti sammā sukhaṁ pariharati;Firstly, with his legitimate wealth—earned by his efforts and initiative, built up with his own hands, gathered by the sweat of the brow—a noble disciple makes himself happy and pleased, keeping himself properly happy.1.6mātāpitaro sukheti pīṇeti sammā sukhaṁ pariharati;He makes his mother and father happy …1.7puttadāradāsakammakaraporise sukheti pīṇeti sammā sukhaṁ pariharati.He makes his children, partners, bondservants, workers, and staff happy …1.8Ayaṁ paṭhamo bhogānaṁ ādiyo.This is the first reason to get rich.

2.1Puna caparaṁ, gahapati, ariyasāvako uṭṭhānavīriyādhigatehi bhogehi bāhābalaparicitehi sedāvakkhittehi dhammikehi dhammaladdhehi mittāmacce sukheti pīṇeti sammā sukhaṁ pariharati.Furthermore, with his legitimate wealth he makes his friends and colleagues happy …2.2Ayaṁ dutiyo bhogānaṁ ādiyo.This is the second reason to get rich.

3.1Puna caparaṁ, gahapati, ariyasāvako uṭṭhānavīriyādhigatehi bhogehi bāhābalaparicitehi sedāvakkhittehi dhammikehi dhammaladdhehi yā tā honti āpadā—Furthermore, with his legitimate wealth he protects himself against losses from such things as fire, water, kings, bandits, or unloved heirs.3.2aggito vā udakato vā rājato vā corato vā appiyato vā dāyādato—3.3tathārūpāsu āpadāsu bhogehi pariyodhāya vattati, sotthiṁ attānaṁ karoti.He keeps himself safe.3.4Ayaṁ tatiyo bhogānaṁ ādiyo.This is the third reason to get rich.

4.1Puna caparaṁ, gahapati, ariyasāvako uṭṭhānavīriyādhigatehi bhogehi bāhābalaparicitehi sedāvakkhittehi dhammikehi dhammaladdhehi pañcabaliṁ kattā hoti.Furthermore, with his legitimate wealth he makes five spirit-offerings:4.2Ñātibaliṁ, atithibaliṁ, pubbapetabaliṁ, rājabaliṁ, devatābaliṁ—to relatives, guests, ancestors, king, and deities.4.3ayaṁ catuttho bhogānaṁ ādiyo.This is the fourth reason to get rich.

5.1PTS 3.46Puna caparaṁ, gahapati, ariyasāvako uṭṭhānavīriyādhigatehi bhogehi bāhābalaparicitehi sedāvakkhittehi dhammikehi dhammaladdhehi ye te samaṇabrāhmaṇā madappamādā paṭiviratā khantisoracce niviṭṭhā ekamattānaṁ damenti ekamattānaṁ samenti ekamattānaṁ parinibbāpenti, tathārūpesu samaṇabrāhmaṇesu uddhaggikaṁ dakkhiṇaṁ patiṭṭhāpeti sovaggikaṁ sukhavipākaṁ saggasaṁvattanikaṁ.Furthermore, with his legitimate wealth he establishes an uplifting religious donation for ascetics and brahmins—those who refrain from intoxication and negligence, are settled in patience and gentleness, and who tame, calm, and extinguish themselves—that’s conducive to heaven, ripens in happiness, and leads to heaven.5.2Ayaṁ pañcamo bhogānaṁ ādiyo.This is the fifth reason to get rich.

5.3Ime kho, gahapati, pañca bhogānaṁ ādiyā.These are the five reasons to get rich.

6.1Tassa ce, gahapati, ariyasāvakassa ime pañca bhogānaṁ ādiye ādiyato bhogā parikkhayaṁ gacchanti, tassa evaṁ hoti:Now if the riches a noble disciple gets for these five reasons run out, he thinks:6.2‘ye vata bhogānaṁ ādiyā te cāhaṁ ādiyāmi bhogā ca me parikkhayaṁ gacchantī’ti.‘So, the riches I have obtained for these reasons are running out.’6.3Itissa hoti avippaṭisāro.And so he has no regrets.

6.4Tassa ce, gahapati, ariyasāvakassa ime pañca bhogānaṁ ādiye ādiyato bhogā abhivaḍḍhanti, tassa evaṁ hoti:But if the riches a noble disciple gets for these five reasons increase, he thinks:6.5‘ye vata bhogānaṁ ādiyā te cāhaṁ ādiyāmi bhogā ca me abhivaḍḍhantī’ti.‘So, the riches I have obtained for these reasons are increasing.’6.6Itissa hoti ubhayeneva avippaṭisāroti.And so he has no regrets in both cases.

7.1Bhuttā bhogā bhatā bhaccā,‘I’ve enjoyed my wealth, <j>supporting those who depend on me;7.2vitiṇṇā āpadāsu me;I’ve overcome losses;7.3Uddhaggā dakkhiṇā dinnā,I’ve given uplifting religious donations;7.4atho pañcabalīkatā;and made the five spirit-offerings.7.5Upaṭṭhitā sīlavanto,I have looked after the ethical and7.6saññatā brahmacārayo.disciplined spiritual practitioners.

8.1Yadatthaṁ bhogaṁ iccheyya,I’ve achieved the goal8.2paṇḍito gharamāvasaṁ;for which an astute layperson8.3So me attho anuppatto,wishes to gain wealth.8.4kataṁ ananutāpiyaṁ.I don’t regret what I’ve done.’

9.1Etaṁ anussaraṁ macco,A mortal man who recollects this9.2ariyadhamme ṭhito naro;stands firm in the teaching of the noble ones.9.3Idheva naṁ pasaṁsanti,They’re praised in this life by the astute,9.4pecca sagge pamodatī”ti.and they depart to rejoice in heaven.”

9.5Paṭhamaṁ.